Earlier this fall, an existing client came to us with a confusing issue on his credit report. A debt collector had reported a debt on our client’s credit report, but he had never received notice of this debt. Our client’s credit score had dropped by over a hundred points! Instead of sending our client’s reported…
Frequently, a potential client contacts Voytas Law, LLC with two problems: they have just been sued over credit card or medical debt, and they don’t have any cash to deal with the problem because they decided to pay a “debt settlement” or “debt relief” company months ago to “negotiate” the debt away. While it is…
When you are being pursued by a debt collector, the best time to dispute a debt that you do not agree with is immediately after you get the very first collection letter. The Fair Debt Collection Practices Act, Section 1692g (found here) requires a debt collector to notify you of certain dispute rights in the…